PERSONAL CREDIT

• [ ] Credit Score 700+
• [ ] Correct personal information (name/addresses)
• [ ] Clean report (no extra addresses/no employers)
• [ ] Utilization on all personal credit cards under 30%
• [ ] Minimum of 4 personal credit accounts open
• [ ] Average credit age across all accounts 2+ years
• [ ] No late payments last 24 months (best if 0)
• [ ] No negative items (bankruptcy, collections, charge-offs)
• [ ] Minimum of 1 personal credit card with limit +10k
• [ ] Max 2 inquiries on each bureau

BUSINESS PREPARATION

• [ ] LLC age is over 1 month
• [ ] LLC is in your home state (if starting new one)
• [ ] Register as foreign entity (if keep your LLC + out of state)
• [ ] Business email ([email protected])
• [ ] Business website
• [ ] Business has a DUNS #
• [ ] Premium NAV account is started
• [ ] Business has no negative borrowing history